Understanding the Viabilio Index™

Introduction

An index built on several dimensions, not on a single question.

The Viabilio Index™ brings together several essential dimensions of a project to give a global reading. It comes neither from a single answer nor from an AI opinion: it results from a structured analysis, applied the same way to every project.

Viabilio's results are computed using a structured, deterministic methodology. Artificial intelligence then steps in to analyse, explain and contextualise those results, and to formulate recommendations tailored to the project.

How does it work?

Step 1

Your project

Viabilio starts from the characteristics you actually declare in the platform:

Business sector (list of 13 sectors)
Initial investment in Canadian dollars
Project location (city, region, country, coordinates)
Written details about the project
Attachments you add yourself

Step 2

Your answers

10 questions on Démo, 35 on Individuel, 50 on Entreprise — spread over the same six dimensions.

Idea & value proposition

Problem solved, differentiation, clarity of the offer, evidence gathered so far.

The market

Size, trend, accessibility, segmentation, seasonality, regulatory framework.

Customers

Target, willingness to pay, purchase frequency, acquisition cost, retention, channels.

Competition

Competitive intensity, defensible advantage, barriers to entry, substitutes.

Business model

Margin, break-even, scalability, recurring revenue, unit economics, cash runway.

Resources & execution

Skills, available capital, regulatory requirements, execution capacity.

Step 3

The context

Your information is placed in context: the declared sector, the geographic area normalised by our autocomplete tool (OpenStreetMap) and the investment level shape the recommendations produced. In parallel, Viabilio displays public, up-to-date Canadian economic indicators so you can situate your project in the current climate.

Transparency: these economic indicators are a contextual benchmark displayed in the platform. They do not mechanically alter your index, which is based on your answers and the context you declare.

Step 4

The analysis

Each answer is converted onto a common scale, then consolidated dimension by dimension. Dimensions do not all carry the same weight: some matter more when they are more decisive for overall viability. Everything is then reduced to a single index out of 100.

Exact weightings, the formula and Viabilio's internal rules are not published: they are part of the platform's intellectual property. The method itself stays identical for every project — that is what makes results comparable.

Step 5

The role of AI

Artificial intelligence steps in after the calculation, to explain and contextualise the analysis.

What AI does

interpret your answers and written details
explain why the index lands where it does
surface the strengths visible in your answers
highlight risks and missing elements
produce professional recommendations tailored to the project
propose an action plan and tracking indicators (KPIs)
make the analysis clearer and directly usable

What AI does not do

AI does not choose your index. The score, dimension scores, strengths and watch points are computed by the Viabilio methodology server-side from your answers. The written analysis is then produced from those already-established results, without changing them.

AI contributes to the analysis. It does not replace the methodology.

Transparency

Which AI is used, and under what conditions

We would rather say it plainly than leave you guessing: here is the model we use, what it does, what it does not do, and what that means for you.

The model we use

Viabilio runs on Google Gemini 3.6 Flash, called through the Lovable AI gateway. This model writes the project summary, the interpretation of results, the professional recommendations, the action plan and KPIs, as well as the Viabilio AI Advisor replies.

No API key required

No API key is required on your side. You have no AI provider account to create, no key to generate, paste or rotate, and no separate AI usage cost to pay: everything is included in your Viabilio plan.

AI assigns no score: the Viabilio Index™ stays deterministic.
AI computes neither ROI, nor NPV, nor the payback period.
AI interprets, explains and writes from already-established results.
The model may change over time; the calculation methodology stays documented on this page.

Financial indicators

ROI and NPV: formulas, not opinions

ROI (return on investment) and NPV (net present value), included in the Entreprise plan, follow exactly the same logic as the index: deterministic calculation first, AI interpretation second.

Financial indicators are computed from the data provided by the user, using defined financial formulas. Artificial intelligence is then used to interpret and explain those results.

ROI — Return on investment

(Sum of the cash flows over the horizon − initial investment) ÷ initial investment × 100.

NPV — Net present value

Sum of each year's cash flow ÷ (1 + discount rate)^year, minus the initial investment.

The same assumptions always produce the same results.
No amount, percentage or payback period is generated by AI.
Assumptions (horizon, discount rate, revenue, margin, fixed costs) stay editable and recalculation is instant.
AI explains what ROI and NPV concretely mean for your project.

Indice Viabilio™

One simple result. A multidimensional analysis.

The Viabilio Index™ turns the analysis of several dimensions of your project into a result out of 100, making overall viability easier to grasp.

Example index

82 / 100

Very promising project

Illustrative example — not a real result.

The global score should always be read alongside the detailed analysis. A high index does not guarantee success; a lower index does not mean the project should be abandoned.

The goal is to identify where the project is solid and where improvements can genuinely increase its viability.

Reading the result

Interpretation scale

These are the four levels Viabilio actually uses to qualify an index.

0 – 44
Feasibility uncertain
Foundations are not in place yet: revisit customer validation and the business model.
45 – 59
Risky project
Several risk factors. The model should be reworked before launching.
60 – 74
Viable, to consolidate
Feasibility is real; a few areas to clarify before investing further.
75 – 100
Very promising project
Fundamentals are solid. Focus on execution and field validation.

Each level always carries its written label: colour is never the only cue.

Beyond the score

More than a number

Viabilio's value is not the index alone: the report details what supports the project and what weakens it.

Strengths

The dimensions scoring high that currently support the project's viability.

Watch points

Weaker dimensions flagged as fragilities to address first.

Opportunities

Levers identified from your answers, your sector and your geographic area.

Recommendations

Concrete actions generated from the weakest dimensions and your declared context.

Evolving the project

What if I change my project?

Viability is not fixed. Changing your investment, location, customer base, positioning or assumptions changes your project's profile — and therefore its analysis.

A score is not an end. It is a starting point to improve your project.

With the Entreprise plan, each project has a tracking space where you can adjust parameters and recompute the analysis in real time, without consuming a new assessment.

Discover the Entreprise plan

Sources

Data put in context

Viabilio only displays sources actually integrated into the platform.

Bank of Canada

Public Valet API: policy rate and consumer price index, to situate financing costs and inflation.

Statistics Canada

Web Data Service: labour market indicators, used as an economic benchmark.

OpenStreetMap

Geographic autocomplete for the project location (city, region, country, coordinates).

All other elements of the analysis come from the information you declare and from the Viabilio methodology. No other external database is used to produce the index.